Savings
 

 

Less Costly Expenses Helps Increase Your Savings成本较低,有助于加深您节省开支

It’s a wonder how people nowadays, despite the increases in their income continue to be burdened by debt through loans and credit card bills.  What’s happening to everyone?  It’s not because people can’t pay, or that people don’t have savings, it’s just that people continue to patronize spending than not spending at all.  It’s really funny when you think about how so many people want to buy the basic necessities in life yet they can’t do because they don’t have enough funds.  While there are those who could have extra money to spend on something more important or add it to the their savings, but they prefer to spend it in an expensive item.这样的人不知道现今尽管他们的收入不断增加,债务负担将通过贷款和信用卡票据.我们就像大家?这不是因为人们负担不起,或者人民没有储蓄这只是许多人没有继续光顾消费支出比所有.它的当你想想真是可笑怎么那么多人想买的基本生活必需但不能做,因为他们没有资金不够.虽然有些人可能花一笔钱,或谕相加给积蓄,但他们宁可花钱在昂贵的项目.

Sometimes, when you go shopping, you get tempted to buy some really neat stuff on display yet it’s so expensive, so you opt to use your credit card, knowing that you have an expected income coming.  When you really think about it, you didn’t go shopping to buy that stuff, you were just admiring it then your “impulsive-buyer” personality just sank into you, so you buy it, which should not be the case because you don’t actually need it.  This is one of the reasons why people forget to increase their savings.  Instead of saving that extra cash when your pay comes, you’ll realize that you don’t actually have any extra funds at all, because the supposedly extra money you have went to the credit card to pay your bill.有时候,当你外出购物、你真的很想买些东西整齐陈列却那么贵,所以你选择使用你的信用卡,你知道未来的预期收入.当你真正去想,你不购物,买东西,你只是欣赏它那么你"浮躁-买主"刚刚陷入你的个性,让你买,不该如此,因为你其实并不需要它.这是原因之一,人忘记增加储蓄.而当你的储蓄,额外现金来支付,你知道你根本没有任何额外资金,大概因为你有多余的钱往信用卡支付帐单.

Another sad scenario happening in young people today is that they keep on buying things because their friends have it.  Stop trying to keep up with the things your friends have, anyways, they’ll not leave you behind just because you don’t have what they have.  You may not know it, but probably they’re more indebted than you are.另一个年轻人悲伤情景发生在今天,是他们不断地买东西,因为他们的朋友多.停止试图跟上事物朋友,anyways,人家不要离开你只因为你没有背后所.你可能不知道,但他们可能比你更感激.

One of the best ways to save is shopping around, compare prices and rates before buying or purchasing what’s in front of you, because it’s very likely that the shop beside you is offering it on sale.  You can accumulate all your savings from each of the items, and realize that you’ve got a few hundreds saved just by patiently looking around. 挽救的最佳方法之一是游逛,比较价格与购买或购买金额之前怎么在你面前,因为它极有可能是你提供它旁边店出售.你可以累积你所有积蓄每个项目,实现品级数只救耐心环顾.

Renew your attitude towards shopping, buying, and saving.  Use your talents and skills if need be, instead of calling and hiring directly a professional.  Try doing things, hobbies, and activities, that won’t entail so much expenses --- minimize expensive alcoholic drinks and cigarettes, when you can use your time in something more productive and healthier.更新购物态度、收买、储蓄.用自己的才华和技巧,如果有需要,与其说直接录用专业.试图做、兴趣爱好、活动、这不会造成这么昂贵的费用--减少酒类和香烟,当你可以用你的时间更有生产力,更健康一点.

If you really think about it, savings will slowly grow in you if you truly practice discipline.  Anyways, who would benefit from these savings, no one but you.  So why not change your expensive yet debt-filled lifestyle now, to a better debt-free and happy tomorrow.     如果你想想,你在储蓄增长缓慢,如果你真正实践纪律.anyways,谁会得益于这些储蓄、但你没有.你为什么不改变昂贵债务未填生活方式,为了更好债息、幸福的明天.

 
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